Monthly Instalment Gold Savings Plan
Customers make monthly payments towards their gold purchase over a fixed period (usually 6 to 24 months). At the end of the plan, they can buy gold jewellery or gold coins using the accumulated amount.
- Flexible instalments starting from ₹1,000 to ₹25,000.
- Protection from gold price fluctuations.
- Zero value addition (VA) charges on gold jewellery.
- Special bonuses or discounts at the end of the plan.
Fixed Gold Weight Savings Plan
Instead of saving money, customers save in terms of grams of gold. The price is calculated based on the gold rate at the time of each monthly payment.
- Accumulate gold grams directly.
- Secure gold at varying prices over time, averaging out gold rate fluctuations.
- At the end of the plan, customers can use the accumulated gold weight to purchase jewellery.
Gold Rate Shield Scheme
This plan locks in the current gold rate for customers, allowing them to purchase jewellery at the locked price at a later date, even if the market rate increases.
- Lock in gold rates for a fixed time.
- Protects from rising gold prices.
- Option to switch to the current lower gold rate if prices fall.